What Is HealtheLives Plus?
HealtheLives Plus preventive care plan that unlocks employer savings and enhances employee benefits with zero upfront or net out-of-pocket costs.
This program takes a comprehensive, preventative approach to wellness, offering support, tools, and incentives that go far beyond traditional health insurance. With no net out-of-pocket cost, Healthelives Plus encourages you to stay proactive about your well-being and rewards you for taking charge of your health.
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HealtheLives Plus leverages IRS Section 125 to offer employees preventive healthcare benefits on a pre-tax basis, reducing their taxable income and boosting take-home pay. For employers, this approach decreases taxable wages and payroll taxes, ultimately delivering substantial savings and increased profitability for their organizations.
Seamless
Integration
HealtheLives Plus complements your existing primary medical insurance, seamlessly adding value without altering or replacing your current coverage.​​
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Payroll Cycle Alignment
HealtheLives Plus operates seamlessly within the employer’s established payroll cycle - whether weekly, bi-weekly, or otherwise - eliminating the need for special accommodations.
​Comprehensive Compliance
Fully compliant with IRS, ACA, and HIPAA, regulations across all 50 states, ensuring peace of mind for employers and employees alike.​
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Why Chose HealtheLives Plus?
HealtheLives Plus combines the power of IRS-compliant wellness programs with custom financial education helping employers permanently save thousands in FICA taxes while improving employee retention year over year.
Life-Saving Impact
Early detection and preventive care that truly makes a difference in employees' lives. Our program has helped identify serious health conditions before they become critical.
Preventative Care Management
Includes physical, mental, and virtual care services.
Cutting Edge Technology
Utilizing AI to analyze data and detect potential diseases. Our Proprietary technology has been validated by intel-GE Care Innovations for 10 consecutive years
Financial Literacy Tools
Interactive dashboards, coaching, and education to build financially resilient teams.
Guaranteed Compliance
Our dynamic processes adapt to ensure employees remain net-positive with uninterrupted coverage.
FICA Tax Savings
Employers save $600-$700 per employee annually (or more)+ increased tax deductions with no net cost to the company.
Employer Incentives
Stronger Engagement and Retention
Empower your workforce with benefits that promote healthier lifestyles, improve morale, and enhance long-term loyalty while attracting and retaining top talent.
Boost Productivity
Healthier employees mean fewer absences, improved morale, and better retention.
Seamless Integration
No disruption to existing processes, with automated compliance and reporting tools for stress-free administration.
Immediate Financial Benefits
Employers realize savings with no added expenses or out-of-pocket costs - with continuous net-positivity.
Primary Medical Cost Reduction
Using HealtheLives Plus reduces claims on your primary medical plan, which can significantly lower those renewal costs - delivering even greater long-term savings.
Fully Managed For Your Convenience
We handle everything so you don't have to. Our comprehensive service ensures a smooth experience for both employers and employees.
Complete Program Management
We handle every aspect of the wellness program—from setup and payroll integration to employee onboarding, education, and ongoing support.
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There's no added workload for your team, allowing you to offer valuable benefits without any extra burden on your staff or resources.
Seamless Payroll Integration
We work directly with your payroll provider to ensure a smooth and efficient setup. Our streamlined process minimizes disruptions and simplifies implementation.
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Everything runs effortlessly behind the scenes, with no additional work required from your payroll team.
Employee Support & Education
We provide comprehensive education and support for your employees, ensuring they understand and maximize their wellness benefits.
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Our dedicated support team is available to answer questions and assist employees throughout their wellness journey.
Employee Incentives
Comprehensive Wellness: 24/7 access to Telehealth services, mental health resources, addiction support, and personalized health coaching, all with no co-pays.
Increased Take-Home Pay: Employees see more money in their pocket each and every payroll cycle.
Automated Checks: Automated eligibility checks with every payroll cycle ensure ongoing compliance without additional HR effort.​
Guaranteed Continuity: Benefits extend for six weeks at no cost if an employee's income or tax structure temporarily changes.​
Seamless Requalification: Employees are automatically reassessed each payroll cycle to ensure continued eligibility without administrative hassle.​​​
Key Benefits Highlights
Our comprehensive benefits packages are designed to support employees total wellbeing — physical, mental, and financial.
Health & Wellness
Access comprehensive health resources including 24/7 telemedicine with zero copay, prescription coverage, and specialized support programs.
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$0 copay telemedicine for your entire family
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Prescription coverage with zero copay
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Personalized health dashboard
Financial Wellness
Gain access to tools and resources that help you manage your finances, reduce debt, and build a more secure financial future.
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Student loan debt relief
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Financial education
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Financial planning
Mental Wellbeing
Support for your emotional and mental health through counseling services, work-life balance resources, and specialized programs.
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Employee Assistance Program
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Counseling benefits
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Work-life balance support